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Credit Basics
Credit Scores Explained, Credit Score Factors, Credit Score Myths, and More

For years, consumers have been left in the dark about true credit score factors, and how they affect one’s ability to get a loan. Now, with direct access to self-serve websites such as creditexpert.com and equifax.com, consumers are finally empowered to gain greater insight into personal credit; credit score myths, security against identity fraud and theft; and how to correct or improve a score. See the links below to have credit scores explained further.





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Equal Housing Lender. Metrocities Mortgage, LLC, 15301 Ventura Blvd., Suite D300, Sherman Oaks, CA 91403, is a Delaware limited liability company licensed by the California Department of Corporations under the California Residential Mortgage Lending Act. Arizona Mortgage Banker License #BK0903027; Georgia Residential Mortgage License #16984; Illinois Residential Mortgage Licensee #6424; Kansas Supervised Loan License #2002-4365; Massachusetts Mortgage Lender License #MC2011; Mississippi Supervised Mortgage Company; New Hampshire First Mortgage Banker/Broker License 8728-MBB; Licensed Banker-New Jersey Department of Banking #9932415; Pennsylvania Department of Banking #1740; Rhode Island Licensed Lender #20021343LL. Restrictions may apply, ask for details. This is not an offer for extension of credit or a commitment to lend. All calculations are approximations. All rates, fees, and programs are subject to change and/or withdrawals from the market without notice.